How We Work
There's no fee, no catch and no obligation on your part. We can call you to arrange a time that suits you to discuss your various needs. You will have a free initial consultation.
We will:
- Provide a document explaining the key facts about our services.
- Discuss and agree the basis of our remuneration, providing (where appropriate) a document explaining the key facts about the cost of our services.
- Provide written confirmation of the likely fees involved, should our appointment be on this basis.
This will normally be issued soon after this initial stage, allowing us to consider the issues and work involved.
For investment and pension planning advice you have a choice on how we are paid.
Commision or Fees
For protection business there is no fee as we receive commission from the provider
All options will be discussed with you before the process begins.
We will:
- Gather factual information regarding your personal circumstances.
Establish the affordability of any potential financial commitments we might subsequently recommend.
- Discuss, and agree, your attitude to the risks involved in the areas being reviewed.
- Establish your financial objectives and priorities.
Consider your tax status and entitlement to state benefits.
On-Going Service
For pension and investment advice
Depending on your needs our services range from completing 'one-off' transactions to being appointed on a monthly 'retainer' basis if required, to assist and advise you on all your financial decisions in the future.